From "I drive Rapido"
to verified Quikkred partner
in 24 hours.
Join India's largest two-track field partner network — sourced from a 7M-rider gig pool, paid via UPI within 4 hours, and available in 13 Indian languages. Same emerald brand, much richer career.
Are you a lender looking for collection services? See Collection Services for Lenders.
Why Become a Collection Partner?
More than just a gig — build a professional career in financial services
Earn More Than Delivery
Collection partners earn ₹15,000-50,000/month compared to ₹8,000-12,000 in delivery jobs
Professional Career Growth
Grow from field agent to team lead to area manager with a clear promotion path
Flexible Schedule
Choose your own working hours. No fixed shifts, no minimum hours — work when you want
Zero Investment Required
No vehicle rental, no deposit, no uniform cost. Just bring your smartphone
Weekly Payouts
Guaranteed weekly settlement every Friday — no waiting until month-end
Training & Certification
Free RBI-compliant collection training and certification to boost your career
Everything You Need in One App
Powerful features designed to make your collection visits efficient and rewarding
GPS-Verified Check-ins
Automatic location verification within 50 meters of borrower address ensures authentic visits
Truecaller Login
Secure instant authentication with Truecaller - no OTP needed, just one tap to login
Real-time Case Assignment
Get notified instantly when new cases are assigned with complete borrower details
Built-in Navigation
One-tap navigation to borrower location with Google Maps integration
UPI Payment Collection
Generate payment links instantly and collect payments via UPI directly in the app
Performance Dashboard
Track your visits, collections, and earnings in real-time with detailed analytics
How It Works
Start earning in 4 simple steps
Download & Register
Download the app and register instantly with Truecaller verification
Get Case Assignments
Receive collection cases assigned to your pincode areas
Visit & Check-in
Navigate to borrower location and check-in with GPS verification
Collect & Earn
Collect payment, record disposition, and earn attractive incentives
Verified Partner · DRA Partner
We run the largest two-track collection network in Indian retail credit. Track A drives soft-recovery from a 7M-rider gig pool across Swiggy, Zomato and Rapido. Track B is staffed by IIBF DRA-certified specialists for hard cases. The app surfaces only what each track is allowed to do.
Verified Partner
For DPD 0–60 soft visits · reminder & engagement
- Sourced from 7M gig-economy pool — Swiggy / Zomato / Rapido riders, retired postal staff, off-duty hours
- On-boarded in 24 hours · KYC bundle pulled from existing gig profile
- Police verification + IDfy background check + branded ID card
- Permitted: ID-only knock visits · borrower self-pays via NBFC-owned QR
- Cannot collect cash, cannot enter homes, cannot demand payment
- Earnings: same-day UPI payout · per-visit fee + on-time bonus
DRA Partner
For DPD 60+ hard cases · NPA recovery · legal interface
- IIBF Debt Recovery Agent certification mandatory · 100-hour course + exam
- Six-monthly RBI Fair Practices refresher · auto-blocked on certificate lapse
- Permitted: in-person discussions · settlement negotiations · pre-litigation notices
- Recorded calls + AI tone monitor on every conversation · WORM audit trail
- Workplace, time-window and conflict-of-interest gates enforced by the app
- Earnings: base retainer + recovery-tier commission · tax pre-computed
Cases routed by type. The app surfaces only what each track is allowed.
Every case has a visit_type set by the risk engine. The partner app's case-feed query filters by your track. The API rejects mismatched assignments. Soft visits flow to Track A; cash and NPA cases stay with Track B DRA-certified partners.
Reminder visit
DPD 1–3 · friendly nudge
Document pickup
KYC re-verify · address proof
Field verification
CPV · address & identity
Cash collection
DPD 4–30 · cure window
NPA recovery
DPD 90+ · hard recovery
200+ soft visits · 95%+ compliance · 12 months on platform → IIBF DRA upgrade
A Verified Partner who clears the thresholds is surfaced an in-app "Upgrade to DRA" CTA — IIBF training booked, exam scheduled, fees subsidised. Most successful gig partners convert in ~9 months.
Screening & Onboarding Process
We ensure every partner meets our quality and compliance standards
Identity Verification
Aadhaar + PAN verification through our secure platform
Background Check
Criminal record and address verification
Reference Check
Two personal/professional references verified
Mandatory Training
Online training on RBI collection guidelines and code of conduct
Assessment
Pass the collection guidelines and ethics assessment
30-Day Probation
Supervised probation period with an assigned mentor
Who Can Join?
Basic Requirements
- Age 21 years or above
- Valid Aadhaar & PAN card
- Android smartphone with internet
- Own two-wheeler for field visits
- Clean criminal record
Ideal Candidates
- Ex-bank/NBFC collection staff
- Field sales experience
- Local area knowledge in your city
- Good communication (Hindi + local language)
Eight pillars from the Fair Practices Code.
Mapped to either a hard block, a forced action, or an immutable log. Each pillar calls out what's enforced for which track.
Trained & certified
DRA only · IIBF cert + 100h. Track A does 30-min in-app modules.
Background verified
A · IDfy/OCEAN · 24–48h. B · PCC + 2 character refs · 5–7 days.
Time-window 8 AM – 7 PM
App-side clock blocks calls + visits outside hours. Festival calendars enforced.
Identifiable on visit
QR-rotating partner ID. Borrower scans to verify track and certification.
No threats · no abuse
Pre-approved scripts in 13 languages. AI tone monitor flags violations live during calls.
Workplace · last resort
DRA only. Three verified home attempts must be logged before the workplace-visit CTA unlocks.
Privacy + DPDP
No discussing dues with neighbours. Track A sees minimum data — name, address, visit type only.
Grievance redressal
Borrower can flag misconduct in-app. Nodal Officer reviews · 30-day SLA · auto-escalation if missed.
Quikkred operates under Satsai Finlease Private Limited (RBI Registration: B-14.01646). Every visit is logged with geo-stamp, recorded calls and a WORM audit trail. The Nodal Officer is reachable at /nodal-officer.
Most gig platforms ignore the partner's body.
We don't.
Heat alerts, mandatory breaks, on-duty accident insurance, a Quick-SOS button, and a transparent scoring system that's gentle by design. The app protects you while you do the work.
Heat-stress warning
When ambient temp crosses 38°C, the app prompts a 15-min cool-down before the next visit. Cases auto-defer; supervisor is notified. No penalty.
Mandatory break gate
After 4 hours of continuous field work, the app blocks new assignments for 30 minutes. Counts toward the daily-target multiplier.
On-duty insurance
Accident cover live whenever you're on a visit. Group personal-accident policy underwritten by a public-sector insurer. Beneficiary at onboarding.
Quick-SOS
One-tap panic button → location pinged to supervisor + nearest field-team peer + Quikkred ops. Borrower visit auto-paused. Recorded as incident.
Performance score · gentle
Visits completed × on-time bonus × tone score. Anonymous leaderboard, no naming-and-shaming. Bronze → Silver → Gold tiers reset monthly.
Same-day UPI payout
Earnings settle within hours of end-of-day check-out. TDS pre-computed. Annual Form 16-A in the app. Withdraw any time above ₹100.
Money, transparent — paid same-day, taxes pre-computed, incentives gamified.
Gig workers care about cash velocity. Each visit pays out within 4 hours of completion via UPI. Weekly statements are RBI-friendly with TDS deducted at source under Section 194O for partners earning above ₹20,000/month.
Five ways to earn more
- 7-day streakevery consecutive 7 days with ≥ 4 cleared visits+ ₹250
- Multi-languageinteract with borrowers in 2+ Indian languages weekly+ ₹200
- Weekend hoursSaturday & Sunday cleared visits earn a top-up+ ₹15/visit
- Top 10% leaderboardmonthly · anonymous · access to higher-fee visit poolsGold tier
- Refer a partnercredited after their first 10 cleared visits₹500
High-tech yet simple. Indian by default.
The app ships in 13 Indian scripts at v1. The borrower sees the partner's chosen language; pre-approved scripts auto-translate into the borrower's language with one tap. No machine translation in the loop — every script is human-curated and FPC-reviewed.
Recorded · in-app calls
Every borrower conversation is captured · stored in WORM audit · retained per RBI norms.
AI tone monitor · live
Speech analysis flags raised voice, threats, or out-of-script language in real time. Supervisor pinged.
Live translator overlay
Borrower speaks Marathi · partner reads Hindi · suggested response in Marathi. No machine voice — just text aid.
Ready to Start Earning?
Download Quikkred Collect app now and start your journey as a collection partner
Android 8.0+ required • Truecaller app needed for login