Interest Rates & Charges

Higher credit scores (750+) qualify for lower interest rates. Good payment history is crucial.

Higher monthly income demonstrates better repayment capacity, leading to favorable rates.

Salaried employees from reputed companies often get better rates than self-employed individuals.

Larger loan amounts may attract slightly better rates due to economies of scale.

Shorter tenures typically have lower rates. Longer tenures mean higher total interest.

Existing customers with good track record may receive preferential interest rates.